Take blame for your own mess if you borrowed a sub-prime mortgage.

With regard to Christopher Hayes' analysis of congressional priorities in helping to correct, prevent and or possibly subsidize the unfortunate people dragged under by this wave of financial ruin, (http://www.readmetro.com/show/en/NewYork/20071115/2/16/) let me remind you who is at fault for this mess. The very people who borrowed foolishly are to blame for their own misery. People must be accountable for their actions and motivations in borrowing for a mortgage. Why are people always the victim in these situations? What ever happened to due diligence, doing ones homework; actually reading the contract you place pen and signature to? No one can accurately predict with certainty the movement of a given market and the combination of diminishing property value in conjunction with default rates on ridiculously structured mortgages. But the point is to not count on appreciation, but to secure your ability to maintain your residence should any market correction prevail. It is so easy to blame the crooked, evil greedy lenders for ones ignorance and total lack of foresight. Sure, they did not help the situation, offered little realistic advice on what if scenarios and laughed all the way to the bank. But it is your signature on that document. It is incumbent upon you to know what you may be getting into, not emulating their greed as you sign a mortgage on a house way over your means to pay for. Foreclosure victims, for the most part were just as covetous in believing they could, given the mortgages structure, afford more home than they would traditionally qualify for. Who has really demonstrated greater gluttony?